Borrowers can count on us to perform when the need for quick capital arises. Real Estate Debt Capital Delivered Quickly.
We have expertise over a long period of time in every type of real property transaction, including underwriting, closing, and servicing loans. Our efficient execution is the key to our volume and brand:
Graham Mortgage Corporation seeks to be a capital partner for borrowers. We willingly tackle challenges traditional lenders do not.
Graham has been a top player providing responsive debt capital to the market and producing reliable results for more than 30 years.
Income-producing property and some land secured by First Liens. Income properties in major Texas markets are our primary focus. In addition, there is a targeted component of credit-leased properties throughout the United States.
Borrowers can count on us to perform when the need for quick capital arises.
Graham Mortgage has been a portfolio lender supplying debt capital to the real estate industry for over 30 years. Our primary lending market is the Dallas/Fort Worth area and the major cities of Texas. Our lending program focuses on Income Property loans. We only consider first liens; no mezzanine loans or equity.
- Our quick underwriting and approval helps buyers of properties close quickly with assurance, enabling them to trade aggressively with sellers.
- Discounted Payoffs:
- We have helped many borrowers either buy back their own notes from existing lenders or buy notes on properties that have defaulted or have been discounted for a variety of reasons.
- Cash Out Loans:
- Considered on income properties only.
- Time-Sensitive Loans:
- Our tag line is “renowned reliability”. We combine remarkable speed with surety of closing.
- Auction/Foreclosure Fundings:
- Please call to discuss.
Traditional Commercial Real Estate Bridge
Traditional income producing commercial real estate secured by First Lien Deeds of Trust.
Credit Tenant Construction Loans
Up to 100% of cost on credit, single tenant, build to suit projects whose lease terms are 10 years or longer.
Limited to small ($2.5 million and under) retail, single family, and townhouse construction focusing on major markets in Texas.
No Minimum. We comfortably quote loans up to $5 million.
Most income property types including apartments, shopping centers, storage facilities, mobile home parks, and warehouses. On a limited basis, residential land, commercial land, and smaller office properties.
Typical terms are two years, payable monthly interest only at a rate targeting 10%. Borrowers are required to sign partial or full recourse. Recourse may be limited to so-called “bad boy” provisions if credit and LTV warrant. Loans are pre-payable at anytime and require an Exit Fee. All loans require a lender-controlled impound for property taxes payable monthly.
In my opinion, there are two things that are absolute necessities from a hard money lender: 1. They do what they say they are going to do while acting with integrity and 2. They move very quickly with an understanding of all issues surrounding a transaction. Dean and his team at Graham have done these things in every interaction."
- Barrett Linburg, Azure Capital Dallas
...Graham Mortgage stepped up for MCA at a critical time...Dean’s shop handled the job most impressively... Graham saved the project..."
- Todd, MCA
I’ve had very positive experiences at Graham Mortgage as a commercial mortgage broker. I continue to send Dean opportunities any chance I get. Once GMC tells me that they can do the deal and issues terms, I have the highest degree of confidence that the deal will get done. Graham Mortgage is my #1 go-to hard money lender."
- Michael Thompson, Senior Vice President, CBRE | Capital Markets